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New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (952) 213-5587 or by visiting us at the dealership.

Some of our Pre-Owned vehicles may be subject to unrepaired safety recalls. Check for a vehicle’s unrepaired recalls by VIN at Check for Recalls Here

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 36 month term, 5.9% interest and 10% downpayment.

For In-Transit inventory any date of arrival is estimated. Dealer reserves the right to change the date due to conditions beyond our control. Please contact dealer for delivery details.

An Auto Loan Calculator for MN Drivers

If you’re trying to budget for that next big car purchase in St Paul or Minneapolis, it’s important to gather as much information as you can! That’s why Motorwerks BMW is proud to offer an auto loan calculator Minnesota drivers can utilize to shop smart.

Simply plug in the numbers, and you’ll get a quick estimate of your potential monthly payments. Plus, you can easily see how your loan term and interest rate can change your financing package. But, why do so many customers use an auto loan calculator in Minnesota? Let’s find out how it can help you get the best deal possible in the Richfield area:

How to Use an Auto Loan Calculator

Why should you consider utilizing an auto loan calculator before shopping for your next car? This free online tool allows you to gather the information that you need to budget like a pro. Fill in the information about potential buys and adjust the figures to see how it affects your monthly payments:

  • Vehicle Price: Which make and model has caught your eye? From new, used, and Certified Pre-Owned models, there are plenty of options to suit any budget.
  • Interest Rate: Your interest rate is a complicated formula that depends on a variety of factors, including everything from your loan term to your credit score.
  • Loan Term: Longer loan terms lead to lower monthly payments, while shorter loan terms often lead to lower interest rates!
  • Down Payment: Spending a little more on your down payment can lower your monthly bills, but only spend what you can comfortably afford.
  • Trade-In Value: Free up space in your budget and avoid the hassle of finding a seller by trading in your old model at the dealership – check out our Value Your Trade tool!

Learn More with Motorwerks BMW

Now that you have the tools you need to help guide you through the shopping process, feel free to reach out to us at Motorwerks BMW with any questions. Our financing team can offer our expert advice, whether you need more information about credit scores or you’re looking for a specific vehicle for your individual needs. Contact us today and we’d be happy to assist you!